When You Have Insurance, You Are Covered — Even if the Other Driver Isn't
What if the at-fault driver has no insurance? If your car accident was caused by an uninsured motorist, you are probably covered by your own insurance policy. Under Connecticut law, insurance companies must provide all drivers with uninsured motorist (UM) and underinsured motorist (UIM) coverage. If you are an injured passenger, the owner of the car or the person driving it or both, may have uninsured motorist coverage and you can make a claim.
Remember, UM/UIM coverage is YOUR coverage. The insurance company MUST sell it to you. YOU pay for it. And you have a RIGHT TO COLLECT FROM YOUR OWN POLICY if an uninsured driver injures you.
In an uninsured motorist case, your insurance company is NOT on your side. They "stand in the shoes" of the adverse driver. They may not explain all your rights. They may not pay you fully and fairly under your car insurance policy. You may have additional coverage from other insurance policies, too. Ask our lawyers to explain your policy and your rights.
When you have been hit by an uninsured motorist, talk to a personal injury lawyer about your rights. At Jacobs & Dow in New Haven, Connecticut, we have been handling uninsured motorist (UM) and underinsured motorist (UIM) claims for our clients since 1947.
An Uninsured Motorist Adds Another Complication to a Personal Injury Claim
Car accidents can get complicated. Is there more than one policy? Were you driving while on the job? Did the other driver not have insurance? Were other people injured in the same collision? Were your medical bills paid by a union welfare fund or the State? Do you have any medical insurance at all? What can be done to repair your car? You need an experienced professional auto accident attorney to answer the hard questions and get you the money you deserve. We understand your rights and we'll protect them. Our personal injury attorneys have the experience it takes to seek out all possible coverage in an accident so that our clients can have the fair, full and just compensation they need and deserve.
Ask for a Free Consultation With a Personal Injury Lawyer: 203-772-3100
To schedule an appointment and discuss your car accident injuries and the legal options available to you, contact our firm today. In addition to weekday office hours, we are open for client meetings on Saturday mornings and by appointment on Sundays, holidays and evenings.